Useful Tips to Help You Choose the Right Home Warranty Plan

Last updated on March 3, 2024

A home warranty plan is an important decision that every homeowner should make. It can provide peace of mind and save you money in the event of a home repair or replacement.

Let’s discuss some of the most important things to keep in mind when choosing a home warranty plan.

The Price of the Plan

home warranty

Pricing is the first thing that comes to mind for anyone who is buying these plans. You need to research how much a house warranty costs in your area and determine how much you’re willing to spend. You’ll surely find the right price for you and your home.

The price will depend on the services that are included in the plan. You’ll want to find a plan that covers all the systems and appliances in your home so that you’re fully protected. If you have an older home, you may want to get a more comprehensive plan to cover repairs or replacements that may be needed.

Consider the Technicians

Always see what kind of technicians work for the home warranty company. The quality of the technicians can make a big difference in how well your appliances are repaired or replaced. 

For example, if you have a higher-end appliance, you’ll want to make sure that the company employs technicians who are experienced in repairing that type of appliance. 

You don’t want your expensive dishwasher to be replaced with a cheap model just because the technician didn’t know how to fix it. Similarly, if you have an older home, you’ll want to make sure that the company has experience dealing with antique appliances. 

What Do You Need Covering?

A home warranty covers a lot of things depending on the plan you choose. Most plans will cover systems like your air conditioner, electrical wiring, and plumbing, as well as appliances like your dishwasher and oven.

So when considering what needs to be covered, make a list of all the big ticket items in your home. This will help you determine which plan is right for you and avoid paying for coverage you don’t need.

For example, if you live in an older home, you might want to consider a plan that covers things like your furnace and water heater. On the other hand, if you live in a newer home, you might not need coverage for these items.

The Types of Home Warranty?

home warranty types

There are various types of home warranty plans. Here are some examples:

  • Structural home warranty: This type of warranty covers the main structure of your home.
  • Appliance home warranty: As the name suggests, this type of warranty covers your appliances.
  • System home warranty: This type of warranty covers your home’s systems, such as the electrical and plumbing systems.
  • Cosmetic home warranty: This type of warranty covers the cosmetic features of your home, such as the paint and flooring.

Now that you know the different types of home warranties, you can start to narrow down your options and choose the right plan for you and your family. 

How Old Is Your House?

The age of the house is an important consideration when choosing a home warranty. If the home is new, the builder’s warranty may still be in effect. If the home is older, consider how long the major systems and appliances have been in use. 

For example, if the furnace is original to the house, it may be nearing the end of its useful life and you may want a plan that covers replacement. 

On the other hand, if the roof was replaced within the last few years, you may not need coverage for that particular item. 

Compare Plans

Try putting different plans side by side to see what each offers. This will help you understand what is covered and what isn’t. It’s also a good way to see how much each company charges for their services.

You can use websites like to compare different home warranty companies and their plans. This website provides reviews from actual customers, so you can get an idea of the quality of service each company provides.

Read Reviews

You should also see what other users have said about the home warranty companies you are considering. This will give you some insight as to what their customer service is like and if they follow through on their promises. You can find reviews on the Better Business Bureau website, as well as various consumer review sites.

When reading reviews, pay attention to both positive and negative ones. Sometimes a company may have a few bad reviews, but if they also have a lot of good ones, it’s likely that they’re still a good choice. 

A home warranty is something every household needs so make sure to consider the pricing and what technicians the company uses. Consider what you need covering and the types of warranties you can get. Make sure to also take the age of your home into account and compare various plans. Finally, you should also read reviews from previous users to see how good a company is!

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